Doral Financial Corporation, through its subsidiaries, provides a range of financial services primarily in Puerto Rico. The Company operates through four segments: Mortgage Banking, Banking, Insurance Agency, and Institutional Securities. The Mortgage Banking segment originates, purchases, sells, securitizes, and services residential mortgage loans primarily in the Commonwealth of Puerto Rico. The Banking segment accepts deposits and invests in mortgage loans, sourced primarily through the Company's mortgage banking operations in Puerto Rico, as well as through purchases from non-affiliates. It also provides construction and commercial loan financing primarily secured by real estate, as well as offers consumer loans.